Our Picks

Top 10 loan companies ranked with clear, honest details to help you choose.

2. LIGHTSTREAM

Best for low rates and long-term loans with no fees (often starting around 6.49% - 6.94% APR).

1. SOFI

Best overall for good-to-excellent credit, featuring large loan amounts, no fees, and competitive rates.

1. SOFI

3. UPGRADE

Top choice for fast funding and fair credit, offering versatile, relatively quick loans.

4.BEST EGG

Strong option for quick, flexible, and secured personal loans.

5. PenFed Credit Union

6 DISCOVER

Best credit union for low rates, often serving members with excellent credit.

Excellent choice for fast, reliable, and straightforward online personal loans.

7.UPSTART

8. PROSPER

Leading lender for borrowers with lower credit scores or limited credit history.

Top peer-to-peer lender for debt consolidation.

9.ACHIEVE

10.ROCKET LOANS

I like this one for debt consolidation. This will fix any problems you may be having

Top peer-to-peer lender for debt consolidation.

Best for Beginners choice for quick, online-first loans